Cashback feels almost too good to be true, but it is a legitimate and reliable way to claw back a percentage of everything you buy. Here is how it works and how to maximise it.
How Cashback Works
When you click through a cashback portal to a store, the retailer pays the portal a commission for sending you, and the portal shares a slice of that with you. It costs you nothing extra.
Stack It With Coupons
Because cashback happens outside the store's checkout, it almost always stacks with coupon codes. Click the cashback link first, then apply your code for a double saving.
- Always click through the portal first
- Combine with coupon codes
- Use a cashback card for a third layer
Mind the Payout Timing
Cashback is paid after the return window closes, sometimes weeks later. Treat it as a bonus rather than instant savings, and it will quietly add up over the year.
Final Word
Cashback is free money for shopping you were doing anyway. Route every purchase through a portal and stack it with codes.